hmmm.. BIRTHDAY COMING...!

wad should i wear on that day leh? should be meeting dear dear on the evening ba, since he gotta work on sundays and oso my family oredi book me for the daytime.. den wad should i wear leh?????

hehe, im so gonna wear smth nice.. nobody can stop me!!

budden maybe i just wear shirt and skirt.. cos dear dear most prob will be wearing super duper informal after he goes home to bath from work.. heh, depends ba~ if onli we can be together for the whole day!!

but it's kinda impossible le la.. no choice~ dear dear dunno wad excuse to find for taking leave on a weekend.. and my mama insists on eating her portugese lobster on my bday~

hope that my bday wont be as miserable as last year's~ WHO DAMN HELL CRIES ON HER BDAY!? yea, onli me~

quiz results says:

You're a nurturing romantic.

To you, romance is about supporting each other -- cooking a nice meal for your beloved, laughing at his corny jokes, or pretending to like his crazy relatives.

You like flowers and chocolates just fine, but would prefer hand-picked posies to an expensive florist's bouquet, and homemade cookies to anything at the Godiva shop. It's the same with anniversaries or romantic getaways: you like them, but what really brings out your romantic nature is fluffing his pillows when he's sick.

Similarly, you swoon when he fixes your stuck window, or even helps you fold the laundry. Your deep understanding that true love means caring for one another is sure to bring you a rich and lasting relationship.

Just be sure you don't get too cozy -- enjoy your party of two, but don't let it shut out the rest of the world.

What Kind of Romantic Are You?




SOOOOOOOOOO TRUE!!

so sweet.. mama cat adopts orphan bunny!



cats cats cats!

really crazily cute!!



to stop a fight between siblings, you have to do something!



dear dear's all time fav.. DRAMATIC CAT!

JUST THE WAY YOU ARE
(Billy Joel)

Don't go changing, to try and please me
You never let me down before
Don't imagine you're too familiar
And I don't see you anymore
I wouldn't leave you in times of trouble
We never could have come this far
I took the good times, I'll take the bad times
I'll take you just the way you are

Don't go trying some new fashion
Don't change the color of your hair
You always have my unspoken passion
Although I might not seem to care

I don't want clever conversation
I never want to work that hard
I just want someone that I can talk to
I want you just the way you are.

I need to know that you will always be
The same old someone that I knew
What will it take 'till you believe in me
The way that I believe in you.

I said I love you, and that's forever
And this I promise from the heart
I could not love you any better
I love you just the way you are.

---------------------------------------------------

if only the singer of this song is dear dear, and he's going "Don't imagine you're too familiar and I don't see you anymore"

this is one thing im afraid of.. im afraid that dear dear will just get too familiar with me and i'll just turn into a piece of the furniture in his room..

maybe dear dear will say "rubbish! dun think liddat! choi!"

but i look at those around me.. and i just dun wanna know that the future has been decided that the passion will be lost and habit remains..

when being together just becomes a habit.

haii.. dear dear scolded me for blogging while studying le..

anyway, i saw these 3 items online and i so wanna buy them!! but i guess i gotta wait till i get more income before i can go buy le la.. cannot spend too much money nowadays since income is super low nowadays :(



http://fadhilatalib.multiply.com/photos/photo/3/234
http://fadhilatalib.multiply.com/photos/album/3/Tops_Blouses_Cardigan_Shirts_Cami_Vests_Bolero_Jacket#246


http://fadhilatalib.multiply.com/photos/album/3/Tops_Blouses_Cardigan_Shirts_Cami_Vests_Bolero_Jacket#354
kinda nice eh?

Jason Mraz
Lucky
Featuring: Colbie Caillat



Do you hear me,
Talking to you
Across the water across the deep blue ocean
Under the open sky, oh my, baby I'm trying

Boy I hear you in my dreams
I feel your whisper across the sea
I keep you with me in my heart
You make it easier when life gets hard

Lucky I'm in love with my best friend
Lucky to have been where I have been
Lucky to be coming home again
Ooohh ooooh oooh oooh ooh ooh ooh ooh

They don't know how long it takes
Waiting for a love like this
Every time we say goodbye
I wish we had one more kiss
I'll wait for you I promise you, I will

Lucky I'm in love with my best friend
Lucky to have been where I have been
Lucky to be coming home again
Lucky we're in love every way
Lucky to have stayed where we have stayed
Lucky to be coming home someday

And so I'm sailing through the sea
To an island where we'll meet
You'll hear the music fill the air
I'll put a flower in your hair

though the breezes through trees
Move so pretty you're all I see
As the world keeps spinning round
You hold me right here right now

Lucky I'm in love with my best friend
Lucky to have been where I have been
Lucky to be coming home again
Lucky we're in love every way
Lucky to have stayed where we have stayed
Lucky to be coming home someday

Ooohh ooooh oooh oooh ooh ooh ooh ooh
Ooooh ooooh oooh oooh ooh ooh ooh ooh

yesh im advertising for HYCARZ.. want to buy jap car, pls find LISHENG FROM HYCARZ BEFORE YOU DO ANYTHING ELSE.

the blue blue evening sky..

dear dear's nephew!! so cute rite?? eyes big big round round one~

and he likes ramming his toy cars.. cannot let him drive car sia..

dear dear watching tv veri intensely..
he can do nth else but watch.. cos he cannot multi-task :D

wad's my cutey cutey cat doing on the road like that!?

orhhhhhhhhhhhh.. it was sleeping~

it's damn hard to make these 3 gals stand in a row for more than 3 seconds.. either the pink one goes off or chloe (in the middle) runs around, or the malay baby gal goes over to her nanny~

chloe's so cute~!

we went to tanjong rhu.. pretty nice scenery eh?

NOTE TO EVERYBODY OUT THERE:

MY BIRTHDAY IS COMING!!!

5TH OCTOBER!!!

BE READY!!!!!!!!!!

Montgomery Gentry - If You Ever Stop Loving Me



My old man's back hand used to land hard on the side of my head

and I just learned to stay out of his way
but then street fights
blue lights
long nights
with the world sittin on my chest
it just showed me how much I can take
hard times
bad luck
sometimes life sucks

Chorus:
that's alright im ok
it aint nothing but another day
only god knows where id be
if you ever stop lovin me

the bank man
the bossman
the lawman
all tryin to get their hands on me
and I aint even done a damn thing wrong

I been waylaid freight trained short changed
by a digger and a finer man
and all I got to say is bring it on
hard rain rough roads
so my life goes

Chorus

I need you
gotta have you
in my life by my side
everyday I'm a live
every night when im dreamin I need you
you!

Chorus

dear dear, you've seen me sms/msn you the same thing over and over again.. those 3 precious words.

but maybe you noticed that i havent said it out face to face before..

mainly bcos im afraid.

im afraid that you will immediately dismiss my confession as smth i say for fun..

i like the way you're so possessive over me

i like the way you make jokes out of me and laugh at me, cos your smile and laughter always brightens my day

i like the way you sneeze, it's so cute!!

i like the way you let me play with you as if we're still 6 yr olds

i like the way that you are always so sincere and honest with me

i like the way my hand fits into yours

i like it whenever i bear-hug you and i can hear your heart beating to tell me that you are really there

i like many more things btn you and me..

but i still dun dare to say those 3 veri important words.. not until you say it :D

a little big longer by jonas brothers




Got the news today
Doctor said I had to stay
A little bit longer and I'll be fine

When I thought it all been done
When I thought it all been said
A little bit longer and I'll be fine

[chorus]
But you don't know what you got 'till it's gone
And you don't know what it's like to feel so low
And everytime you smile, you laugh, you glow
You don't even know, know, know
You don't even know

All this time goes by, still no reason why
A little bit longer and I'll be fine
Waitin' on a cure, but none of them are sure
A little bit longer and I'll be fine

[chorus]
But you don't know what you got 'till it's gone
And you don't know what it's like to feel so low
And everytime you smile, you laugh, you glow
You don't even know, know, know
You don't even know, know, know
You don't even know, know, know

......2,3......

[chorus]
But you don't know what you got 'till it's gone
And you don't know what it's like to feel so low, yeah
And everytime you smile, you laugh, you glow
You don't even know

Yeah! Oh! Yeah! Ohh! Yeah yeah!
You don't even know, oh!

So I'll wait 'till kingdom come
All the highs and lows are gone
A little bit longer and I'll be fine
I'll be fine

------------***-------------

one of the brothers, nicholas, was diagnosed with diabetes 3 years back.. and nick is a diabetes ambassador to help encourage young pple monitor their blood sugar..

http://www.mtv.com/news/articles/1592251/20080806/jonas_brothers.jhtml

"the song is intended to spread awareness about diabetes and offer encouragement to those who — like 15-year-old Nick Jonas — suffer from it."

"Nick explained his motivations for writing the 'life song' about his battle with type 1 diabetes at a press conference Wednesday morning (August 6). 'I had a day when my sugar was out of range, and I sat down at the piano and wrote it in 20 minutes," he said. "And it was because I had this strong inspiration. A lot of people have told me it's inspiring.'"

the song is damn sad, from start to the end.. heard it on the radio and i fell for it.. it's the type which can make some sit down and rethink their life.

tell me smth i dunno



catchy.. nice, but not impressionable enough.. i onli hear "tell me smth i dunno" throughout the song.. the songwriter has gd life eh?


tell me tell me tell me something i don't know~~

today.. took mrt to dear dear's place.. den dear dear wash car~ BUT no wax. so it's not that smooth leeeee~

den go to his hse, nuah for a while.. watch him eat vegetarian~

den watch some cartoons on kids central.. after that do this do that.. den see how his father fry salmon... mmmmmmmm, smells nice.. budden cannot eat. cos gg out le :(

den go amk mac (the drive-thru one), buy food and drinks.. nuah a bit at the pavilion.. den zao oredi.. cos hafta pay parking after the first hour..

den we went to lower pierce reservoir!! wah, damn hot. and just nice both of us wear BLACK.. so we absorbed the heat like nobody's business~ AND WE SAW MONKEYS!!! soooooooooo cute~!!!

den we went back to dear dear's hse and bathed.. den nuah some more.. nuah oredi go out meet GM and ML for dinner at tpy lor 5's UNO beefhse~ ermmmmm, i wont be ordering steak from them anymore... too cooked~ oredi say medium rare oredi.. it's 70% cooked lor~~ i onli want 70% uncooked~

den we went to serangoon garden's coffee bean and met jimmy and his daughter.. she looks so much cuter, cos jimmy cut her hair again.. damn cute la......... den she becomes ML's source of entertainment for the nite le.. so cute~!

den dear dear sent GM&ML home.. den sent me home.. AND HERE I AM BLOGGING. AND MISSING HIMMMMMMMM~ i want to go to sleep with him.. budden cannot.. must go back home.. and stay home..

ninja cat!!



damn cute.. i want!!

Next in the Gunsights: AIG
Harry Maurer

Teetering insurance giant American International Group labored to shore up its capital in the wake of the Lehman Brothers failure, and got some help from New York State: The firm was granted access to $20 billion held by its insurance subsidiaries, said Governor David Paterson. AIG will be able to use those assets as collateral for loans that will help it fund operations. AIG is hoping to avoid ratings downgrades that would cripple it. The firm is looking for a $40 billion loan from the Federal Reserve. Morgan Stanley has been hired by the Fed to advise on AIG’s options.

The moves didn’t seem to console investors, who dumped AIG stock. Shares were down more than 50% in midafternoon. The wider market was also reeling after bourses dropped sharply in Europe and Asia, with the Dow down more than 300 points just before 3 p.m.

Source: MarketWatch.com, BusinessWeek

http://www.businessweek.com/executivesummary/

AIG WILL SURVIVE!!

wow.. got a High Distinction for that insurance planning proj.. but it's a low HD.. nth worth boasting about.. maybe the interviewing part helped get some credit..

hm, i better include that proj material into my exam revision.. in case the lecturer decides to ask us abt anything related to the proj~~

HAHA, LISTENING TO 987FM NOW.. don and drew actually called in to 933 and made a prank outta mary~ AMAZING pple~

hmm.. stupid bro of mine said that aig's gonna crash.

personally, i dun think so and i dun hope so.

first, so far it's those speculative news which cause the stock price to plunge a lil.. if aig can survive well enough, those news wont cause much of a dent on it.. speculation shouldnt kill aig.

it'll survive.. it'll survive..

BUT merrill sold itself to boa oredi.. hmmmmmmmmmmm.

AIG WILL SURVIVE!!

http://www.businessweek.com/investor/content/sep2008/pi20080915_165042.htm?chan=top+news_top+news+index+-+temp_investing

S&P Picks and Pans:

Merrill, BofA, Goldman, Citi, GE, AIG

Analyst opinions on stocks making headlines in Monday's market

From Standard & Poor's Equity Research

S&P KEEPS HOLD RECOMMENDATION ON SHARES OF MERRILL LYNCH

MER; $17.05

MER agrees to be acquired by Bank of America for 0.8595 BofA share per Merrill share, pending necessary approvals. We think Merrill management did a deal at this time because it saw how quickly its peers deteriorated, and it wanted to retain some shareholder value through dealing from a position of strength. Considering the environment, the long-term funding source that BofA provides is likely attractive to Merrill management. We think the deal provides shareholder value in a time of significant uncertainty. Our target price remains $28, a premium to tangible book value. /M. Albrecht

S&P MAINTAINS SELL OPINION ON SHARES OF BANK OF AMERICA

BAC; $33.74

BofA agrees to buy Merrill Lynch for $50 billion in an all-stock deal, subject to necessary approvals. At 1.8 times tangible book value, the purchase price values Merrill at a roughly 70% premium over Fri.'s close. We believe Merrill, with its large force of retail brokers and its international presence, is a good fit for BofA. But we are a bit surprised by the deal price, given that securities markdowns will likely be significant. We also note that the Merrill purchase comes shortly on the heels of BofA's acquisiton of Countrywide and significantly adds to its risk profile, in our view. /S. Plesser

S&P LOWERS RECOMMENDATION ON GOLDMAN SACHS TO HOLD FROM BUY

GS; $147.79

Following a weekend that saw one peer acquired and another approach bankruptcy, we are more cautious on shares of Goldman. We continue to believe it has performed better than peers through sound risk management and prudent executive decisions, but we also think the crisis of confidence within its industry has failed to separate good performers from bad. We expect continued uncertainty surrounding the company and the industry to weigh on the shares. We are reducing our 12-month target price by $30 to $165, about 1.7 times projected tangible book value, a premium multiple to peers. /M. Albrecht

S&P MAINTAINS HOLD OPINION ON SHARES OF CITIGROUP

C; $17.02

After viewing Lehman Brothers' voluntary bankruptcy petition, we note that Citi is listed as a significant holder of Lehman's unsecured senior debt. However, we note that some of this exposure is probably as a trustee on behalf of clients and that it is too early to determine the ultimate payout of this debt, which hinges on asset sales. Separately, based on the sale price of Lehman's securities, we think that Citi will have to take further write-downs on its securities. Citi's large holding of non-core assets though, could obviate a capital raise. /S. Plesser

S&P MAINTAINS BUY OPINION ON SHARES OF GENERAL ELECTRIC

GE; $24.43

Shares are down sharply this morning, as financial stocks are being sold due to the failure of Lehman Bothers and the acquisition of Merrill Lynch by BofA. We think the sell-off represents panic by investors and we still see the asset quality of GE's financial portfolio as stable. GE issued a press release last night with data on its financial services businesses. The majority of GE's real estate assets, particularly its residential mortgages, are outside of the U.S., we think its loan-to-value ratio is strong and we do not see GE in need of external capital. We see GE as a conservative and well financed lender. /R. Tortoriello

S&P DROPS ANALYTICAL COVERAGE ON SHARES OF LEHMAN BROTHERS

LEH; $3.65

We are dropping analytical coverage of Lehman Brothers, an investment bank, because a Chapter 11 bankruptcy filing is imminent. The company said that customers of its broker-dealer and Neuberger Berman subsidiaries can continue to do business with Lehman, though it will likely sell both operations as part of the liquidation. Our last recommendation on the shares was hold. /M. Albrecht

S&P DOWNGRADES OPINION ON SHARES OF AMERICAN INTERNATIONAL GROUP TO SELL FROM HOLD

AIG; 12.14

Unconfirmed reports by Reuters and other media say AIG is scrambling to raise some $40 billion in additional capital to stave off a downgrade to its financial strength ratings that could, in turn, lead to greater downturn in AIG's fortunes. We believe ILFC, AIG's airline leasing unit, is probably the most likely asset to be sold. We are not overly sanguine that AIG will be able to fully resolve its mortgage issues. We lower our 12-month target price to $8 from $20, which assumes AIG shares trade at a deeper discount to book value. Above our target price, we would sell. /C. Seifert

S&P KEEPS NEGATIVE OUTLOOK FOR INVESTMENT BANKING & BROKRERAGE SUB-INDUSTRY

Following a tumultuous weekend that saw Merrill Lynch agree to be acquired and Lehman Brothers plan for a bankruptcy filing, we expect continued pressure on the group. We think balance sheet woes and a deteriorating operating environment will continue to pressure the bulge-bracket firms, while the economic slowdown will continue to pressure results at some of the smaller firms. We believe consolidation within the group will continue, as companies seek greater economies of scale in core operations and long-term funding bases. /M. Albrecht

All of the views expressed in this research report accurately reflect the research analyst's personal views regarding any and all of the subject securities or issuers. No part of analyst compensation was, is or will be, directly or indirectly related to the specific recommendations or views expressed in this research report. Standard & Poor's Regulatory Disclosure

Any advice, analysis, or recommendations contained in articles labeled "Insight from Standard & Poor's" reflect the views of Standard & Poor's, which operates separately from and independently of BusinessWeek Online. It is possible that BWOL may from time to time publish information that is not consistent with advice, analysis, or recommendations that are published by Standard & Poor's. Standard & Poor's and BusinessWeek Online are each units of The McGraw-Hill Companies, Inc.

wad shall i blog huh?

ahhhhhhhhhh, i shall blog all abt dear dear again!!

hadnt had the time to do much blogging for the past week cos i was doing some shit work for project.. until now im still reeling from the trauma.

but now it is OFFICIALLY over. NO MORE PROJECTS TO CHIONG!! NO MORE COMPILING TO DO!! goddammit but i dun think fpcpr proj can go beyond a CR

anyway..

lemme replay the memorable scenes that dear dear left in my mind..

scene #1:

at his computer, he decided to visit my blog!! den he clicked on my blog's link.. and den BOOM BOOM!!!

dear dear jumped. and his face was an expression of shock sia~ so cute~

and he made the correct prediction: i DEFINITELY was gonna blog abt his reaction.. and after that, he kept saying that my blog is stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-tupid-stupid-stupid-stupid :(

just like how he decided that pastamania was stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid-stupid :((

scene #2:

did i say how dear dear sneeze so cutely!! he goes AH-QEEEEEEEEEEEEEEEEEEEEEEEEEEE~!

and i always end up laughing when he sneezes..

and den he will tickle me.. and i laugh even harder.. MY STOMACH PAINFUL DE LOR... :D

scene #3:

actually.. there are toooooo many scenes oredi.. so many that it just makes me wanna smile myself silly while thinking abt him..

hmmm, budden if i think abt his fren, guiming, i just cannot tahan but laugh out cos he's DAMN FUNNY!! JUST LIKE A CLOWN!! budden since gm was playing with dangerous sparklers which caused some burn wounds on my thigh and hand, his laughable factor has gone down a lil..

we went to look at planes!! nice rite? and i didnt even zoom!!

nice reflection. nice scenery.. awwwww~

at some pier.. cannot say otherwise couples will go there and hog the limited seats!!
i saw a pink vessel!! HOT PINK HUMONGOUS VESSEL!! omg. is the owner xiaxue?!

yay!! last lesson!!!

my bro bought donut for me!! wow a miracle!!

dear dear on phone.. can you see smth in his breast pocket?? HAHA!! SO CUTE RITE!?

yes, i buttoned up his shirt. and he looked at wad i had done. and look wad pic i got! he looks so damn cute!!

dear dear driving car~ he cannot stop me from taking his pics!~

dear dear talking on phone again.. so he cannot catch me taking his pics~~!

an old pic of dear dear carrying my bag for me.. and he looked sooooooooo amazingly like a erm.......better dun say it otherwise dear dear will be rather upset~