heh, now at SGC again!
should be the last time i get to see vannie for this mth as well as the next.. she's starting to get over her husband's affair.. he even went to stay overnight at the gal's hse once.. as according to vannie la~
anyway, i will be alone at my station for the rest of today until 7pm!! and there are events today!! oh shit.
oh oh! tmw im gg for the smrt challenge 2008! not as a participant, but i'll be helping out at both the registration and the games booth~ 7am to 5pm lor.. they better pay me!!
24 August 2008
Girl: Slow down, I'm scared.
Guy: No, this is fun.
Girl: No it's not. Please, it's too scary!
Guy: Then tell me you love me.
Girl: Fine, I love you. Slow down!
Guy: Now give me a BIG hug.
Girl: *hugs him*
Guy: Can you take my helmet off and put it on yourself? It's bugging me.
Girl: Alright, now slow down
Guy: I love you babe
Girl: I love you too, please just slow down now! Please!
(in the papers the next day)
A motorcycle had crashed into a building because of a brake failure.
Two people were on it, but only 1 had survived.
The truth was that halfway down the road, the guy realized that his brakes broke, but he didn't want to let the girl know.
Instead, he had her say she loved him and felt her hug one last time, then he had her wear his helmet so that she would live even though it meant that he would die.
Guy: No, this is fun.
Girl: No it's not. Please, it's too scary!
Guy: Then tell me you love me.
Girl: Fine, I love you. Slow down!
Guy: Now give me a BIG hug.
Girl: *hugs him*
Guy: Can you take my helmet off and put it on yourself? It's bugging me.
Girl: Alright, now slow down
Guy: I love you babe
Girl: I love you too, please just slow down now! Please!
(in the papers the next day)
A motorcycle had crashed into a building because of a brake failure.
Two people were on it, but only 1 had survived.
The truth was that halfway down the road, the guy realized that his brakes broke, but he didn't want to let the girl know.
Instead, he had her say she loved him and felt her hug one last time, then he had her wear his helmet so that she would live even though it meant that he would die.
22 August 2008
21 August 2008
Love Will Get You Home - Christine Glass
If you wander off too far, my love will get you home.
If you follow the wrong star, my love will get you home.
If you ever find yourself, lost and all alone,
get back on your feet and think of me, my love will get you home,
boy, my love will get you home.
If the bright lights blind your eyes, my love will get you home.
If your troubles break your stride, my love will get you home.
If you ever find yourself, lost and all alone,
get back on your feet and think of me, my love will get you home,
boy, my love will get you home.
If you ever feel ashamed, my love will get you home.
When there's only you to blame, my love will get you home.
If you ever find yourself, lost and all alone,
get back on your feet and think of me, my love will get you home,
boy, my love will get you home.
If you wander off too far, my love will get you home.
If you follow the wrong star, my love will get you home.
If you ever find yourself, lost and all alone,
get back on your feet and think of me, my love will get you home,
boy, my love will get you home.
If the bright lights blind your eyes, my love will get you home.
If your troubles break your stride, my love will get you home.
If you ever find yourself, lost and all alone,
get back on your feet and think of me, my love will get you home,
boy, my love will get you home.
If you ever feel ashamed, my love will get you home.
When there's only you to blame, my love will get you home.
If you ever find yourself, lost and all alone,
get back on your feet and think of me, my love will get you home,
boy, my love will get you home.
being able to wake up and see him the moment i open my eyes..
it's the greatest gift i can ever get from him..
to see how he refuses to wake up after pressing the snooze button soooooooo many times, makes me feel blissful.. he's real and he's there for me..
to have him burp or fart and sneeze.. damn amusing. his sneeze is out of this world.. always making me laugh until cannot tahan.. so cute la!!!
at times, i really think that he's too good to be true
it's the greatest gift i can ever get from him..
to see how he refuses to wake up after pressing the snooze button soooooooo many times, makes me feel blissful.. he's real and he's there for me..
to have him burp or fart and sneeze.. damn amusing. his sneeze is out of this world.. always making me laugh until cannot tahan.. so cute la!!!
at times, i really think that he's too good to be true
16 August 2008
hey peeps, i got this colleague..
both she and her husband are working in the same place but different departments.
recently, he had been making calls and sending smses to this particular number and he would always clear the message history and the calls history.. and he saved this number under another colleague's name, let's call this colleague as DM.
however, other colleagues have been letting her know of the husband's suspicious behaviour with another colleague called LQ.
so she confronted her husband, who then denied everything.
den she tried to call the number which is supposedly DM's. nobody answered the calls she made from her home and her personal hp. but when my colleague used the company's phone line to call "DM", LQ answered the phone.
den she confronted LQ and LQ admitted that both LQ and her husband had been keeping in contact via hp. so my colleague nicely asked LQ to stop the msg-ing and such.
imagine, your husband makes phone calls and sends messages like "hi, im going home now.. take care.. bye" to a pretty prc (LQ is a prc) regardless of the time,
and when you try to call him, he wont answer your calls; when you sms him, he never replies.
den LQ said that she would do so and end the "relationship"
BUT it didnt turn out that way. they were even reported (by other colleagues) that when everybody else were busy, both LQ and the husband would disappear to somewhere nobody knows. and even once, the two of them went to the other side of the workplace where no one is around and that they would be the onli ones in that single place.
sounds really suspicious eh?
PPLE, HOW TO HANDLE SUCH SITUATION WHEN YOUR SPOUSE IS SUPPOSEDLY CHEATING ON YOU?!
my poor colleague cannot eat, cannot sleep properly.. she's been crying as well~
both she and her husband are working in the same place but different departments.
recently, he had been making calls and sending smses to this particular number and he would always clear the message history and the calls history.. and he saved this number under another colleague's name, let's call this colleague as DM.
however, other colleagues have been letting her know of the husband's suspicious behaviour with another colleague called LQ.
so she confronted her husband, who then denied everything.
den she tried to call the number which is supposedly DM's. nobody answered the calls she made from her home and her personal hp. but when my colleague used the company's phone line to call "DM", LQ answered the phone.
den she confronted LQ and LQ admitted that both LQ and her husband had been keeping in contact via hp. so my colleague nicely asked LQ to stop the msg-ing and such.
imagine, your husband makes phone calls and sends messages like "hi, im going home now.. take care.. bye" to a pretty prc (LQ is a prc) regardless of the time,
and when you try to call him, he wont answer your calls; when you sms him, he never replies.
den LQ said that she would do so and end the "relationship"
BUT it didnt turn out that way. they were even reported (by other colleagues) that when everybody else were busy, both LQ and the husband would disappear to somewhere nobody knows. and even once, the two of them went to the other side of the workplace where no one is around and that they would be the onli ones in that single place.
sounds really suspicious eh?
PPLE, HOW TO HANDLE SUCH SITUATION WHEN YOUR SPOUSE IS SUPPOSEDLY CHEATING ON YOU?!
my poor colleague cannot eat, cannot sleep properly.. she's been crying as well~
13 August 2008
today, i went prawning.
DAMN FUN LA!!
caught 2 or 3 BIG ones!! others all medium sized or small ones liao.. was there for 4 hours sia.. first 2 hrs, onli caught 2 medium sized ones.. den suddenly we started catching big ones (i got 2 big ones!! with dear dear's help), joe (dear dear's fren) and jimmy (another fren) joined in.. prawning is a gd way to bond and make frens!! haha~ now jimmy and i not that awkward liao.. one step closer to really entering dear dear's life..
oh ya, jimmy's baby daughter damn cute.. and damn talkative.. 2 yr old, TALK NON-STOP.. so unlike dear dear's nephew, onli go PIPI or TRAIN TRACK~
hehe, okae.. someone rushing me to go to sleep liao.. IM OFF!!
DAMN FUN LA!!
caught 2 or 3 BIG ones!! others all medium sized or small ones liao.. was there for 4 hours sia.. first 2 hrs, onli caught 2 medium sized ones.. den suddenly we started catching big ones (i got 2 big ones!! with dear dear's help), joe (dear dear's fren) and jimmy (another fren) joined in.. prawning is a gd way to bond and make frens!! haha~ now jimmy and i not that awkward liao.. one step closer to really entering dear dear's life..
oh ya, jimmy's baby daughter damn cute.. and damn talkative.. 2 yr old, TALK NON-STOP.. so unlike dear dear's nephew, onli go PIPI or TRAIN TRACK~
hehe, okae.. someone rushing me to go to sleep liao.. IM OFF!!
11 August 2008
kinda disappointed today..
first, the insurance planning test didnt go very well, especially the last question which caught me by surprise.. SIMI "ADVERSE SELECTION" sia?!
HATE.
second, didnt get to see my dear dear.. budden tmw can spend the whole day together again!!
third. my mama again. it's okae that she favours my bro.
but it hurts to know that she shows it so often.
she came dashing to the door to welcome whom she tot was my brother. but it was me at the door. her look of disappointment was sooooooooo obvious. the tone of her voice oso showed it. it's not that it's the first time she's so excited when he's home. and it's been countless times when i come home, greet her and get a "mmm" from her with her back towards me.
gives me the cold shoulder and welcomes him with open arms. how ironic.
THAT killed my day. totally.
--------------------------------
today is first day of my giving tuition officially!! at some tuition center at sunshine place.. i saw the center's name! but i can never rmb it. not veri catchy~ my class onli got 2 pple la.. one gal, one boy.. the gal quite okae, shy shy but at least can respond to me.. and she's taller than me!
the boy, reminds me of my tuition classmate when i was in sec skool, dunno why.
mona passed me the center's entrance key cos she had to leave early and i was asked to close the centre~ den she say she cannot communicate with the other tutor who was teaching chinese in the other room, so she passed the key to me..
end up need to wait for the tutor to teach finish until 7 plus den i can zao :(
---------------------------------------------
nowadays veri weird leh... yesterday i put shampoo on my hand, lathered it and put on my FACE. somehow, i mistook the shampoo as facial soap.
den just now, i took the wrong train.. supposed to take the red line train down to jurong east but i took the one to marina bay......... so when i heard the system say "YEW TEE. NEXT STOP, KRANJI."
i was like, OMG?! IM ON THE WRONG TRAIN!? but i didnt show it out.. no energy to show emotion oredi~
---------------------------------------------
got a joke to share.. heard it on 987fm~
one day, a man went to see the doctor.
the doctor said, "you are dying."
the man asked, "how much time do i have left?"
the doctor replied, "ten."
the man asked impatiently, "ten WHAT? years? months? WHAT?"
the doctor continued, "nine."
and went on counting.
"eight."
"seven."
"six."
"five."
"four..."
the doctor said, "you are dying."
the man asked, "how much time do i have left?"
the doctor replied, "ten."
the man asked impatiently, "ten WHAT? years? months? WHAT?"
the doctor continued, "nine."
and went on counting.
"eight."
"seven."
"six."
"five."
"four..."
10 August 2008
hmmm...
the more time i spend with lisheng dear dear, the more i feel like i never want to leave his side.. DIE.
but i got the feeling that he's too gd for me.. i dun deserve him.. i deserve men with pot bellies who never care abt my feelings and onli theirs.
making him laugh makes me feel like i've done smth right.
making him unhappy feels like the end of the world for me.
sometimes he really acts like a kid (JUST LIKE MY BROTHER WHO STILL DUN WANT TO GROW UP) and i just had to pinch his cheeks~
and so i want to help him.
help him remove that veil of inferiority and love him with all i have.
anyway, class tests coming. DIE.
the more time i spend with lisheng dear dear, the more i feel like i never want to leave his side.. DIE.
but i got the feeling that he's too gd for me.. i dun deserve him.. i deserve men with pot bellies who never care abt my feelings and onli theirs.
making him laugh makes me feel like i've done smth right.
making him unhappy feels like the end of the world for me.
sometimes he really acts like a kid (JUST LIKE MY BROTHER WHO STILL DUN WANT TO GROW UP) and i just had to pinch his cheeks~
and so i want to help him.
help him remove that veil of inferiority and love him with all i have.
anyway, class tests coming. DIE.
09 August 2008
wow..
so proud of myself now~
transferred some money from my CPF-OA to my CPF-SA account.. so the extra interest earned is $10 for the first year.. $21 for the second.. and ten years down the road, i could have made an extra $137 worth of interest just by clicking the "transfer" button online~
so cool la!!
anyway, was thinking of whether i should really terminate my endowment policy or not.. i oredi put in around 150 bucks le... now give up, the money wont be surrendered.. budden if i wait until 25yrs later and the company dun collapse or anything, i may be able to get back more money den i put in.... HOW?
haiya, let the 25 yrs pass la.. $75 bucks a month may seem a lil straining now, but at least i start early.. next time when i enter the workforce and my salary range go up, the $75 worth of premium per month wont hurt as much as rite now!
and my pay for july from sentosa went pass the $500 mark!! so im feeling slightly richer, can afford to pay the premium liao.. $500 can pay off 6 mths worth of premiums liao wor~~ provided nth else happens to the money la
so proud of myself now~
transferred some money from my CPF-OA to my CPF-SA account.. so the extra interest earned is $10 for the first year.. $21 for the second.. and ten years down the road, i could have made an extra $137 worth of interest just by clicking the "transfer" button online~
so cool la!!
anyway, was thinking of whether i should really terminate my endowment policy or not.. i oredi put in around 150 bucks le... now give up, the money wont be surrendered.. budden if i wait until 25yrs later and the company dun collapse or anything, i may be able to get back more money den i put in.... HOW?
haiya, let the 25 yrs pass la.. $75 bucks a month may seem a lil straining now, but at least i start early.. next time when i enter the workforce and my salary range go up, the $75 worth of premium per month wont hurt as much as rite now!
and my pay for july from sentosa went pass the $500 mark!! so im feeling slightly richer, can afford to pay the premium liao.. $500 can pay off 6 mths worth of premiums liao wor~~ provided nth else happens to the money la
07 August 2008
Kerli - Walking On Air
La La La La La La La
There's a little creepy house
In a little creepy place.
Little creepy town
In a little creepy world.
Little creepy girl with
Her little creepy face,
Saying funny things that you've never heard.
Do you know what it's all about?
Are you brave enough to figure out?
Know that you could set your world on fire,
If you're strong enough to leave your doubts.
Feel it, breathe it, believe it and
You'll be walking on air.
Go try, go fly so high and
You'll be walking on air.
You feel this, unless you kill it -
Go on and you're forgiven.
I knew, that I could feel that -
I feel like I'm walking on air.
She has a little creepy cat
And little creepy bat.
Little rocking chair
And an old blue hat.
That little creepy girl - oh she loves to sing,
She has a little gift - an amazing thing.
With her little funny eyes of hazel,
With her little funny old blue hat.
She will go and set the world on fire -
No one ever thougt she could do that.
Ref.
Flitter up
And hover down.
Be all around,
Be all around.
You know that I love you.
Go on.
Ref. x2
I'm walking on air.
I'm walking on air.
Yeah.
La La La La La La La
There's a little creepy house
In a little creepy place.
Little creepy town
In a little creepy world.
Little creepy girl with
Her little creepy face,
Saying funny things that you've never heard.
Do you know what it's all about?
Are you brave enough to figure out?
Know that you could set your world on fire,
If you're strong enough to leave your doubts.
Feel it, breathe it, believe it and
You'll be walking on air.
Go try, go fly so high and
You'll be walking on air.
You feel this, unless you kill it -
Go on and you're forgiven.
I knew, that I could feel that -
I feel like I'm walking on air.
She has a little creepy cat
And little creepy bat.
Little rocking chair
And an old blue hat.
That little creepy girl - oh she loves to sing,
She has a little gift - an amazing thing.
With her little funny eyes of hazel,
With her little funny old blue hat.
She will go and set the world on fire -
No one ever thougt she could do that.
Ref.
Flitter up
And hover down.
Be all around,
Be all around.
You know that I love you.
Go on.
Ref. x2
I'm walking on air.
I'm walking on air.
Yeah.
06 August 2008
hey peeps, sorry if you arent used to the changes in my blog.. no tagboard, no archives..
but someone has been leaving those stupid msgs on my tagboard and another person was looking into my history which could onli weaken our current relationship~
anyway, wad has been happening recently?
nth much la.. i've been spending 99% of my time thinking of and being with him.. that 1% is for me to stone. i need to stone to clear my mind~
yesterday was wow. woken up by his phone call.. den get ready to go out liao, my mama bring breakfast home.. so i no choice eat at home, otherwise supposed to eat with dear dear~
den meet him liao, go to the coffeeshop near his hse to watch him eat and den i drink teh-si and take some mouthfuls of his ipoh hor fun~ after that went to buy bread and some egg tarts for me to eat for the next day.. realise that his world practically revolves around amk.. eat at amk, buy specs at amk, cut hair oso at amk.. everything oso at amk liao lor~
den spent almost the whole day at his hse sia.. watching shows and doing revision.. then his grandmama veri cute, keep smiling~ in between, he brought me to the HIS golf club.. it's a driving range la~ den i brought along my lappy to do more revision~ den he went thru my sms-es.. end up the atmosphere not so gd le.
but after that not so bad liao.. den more shows, computer games and work for me..
he asked me some questions.. like will i mind if in the future when he's stuck at earning $1.5k while im getting $2-3k a mth? and why issit that i seem more capable than him?
honestly, i wont mind. as long as he's trying his best to bring home the rice, i will never mind. at most i'll just nag at him to go upgrade himself and get a better job.. wad we both feel is that he will feel inferior. that is one of the worst things to happen. an inferior complex will cause a lot of problems~
if liddat, i wont mind taking a lower-paying job. i wont want to jeopardise our relationship bcos of my decisions.
and den im not more capable than my dear dear lor. it's just that i've been exposed to doing the same thing over and over again, so i tend to be more familiar and more able in doing that thing. i bet he'll do better than me if he's in my situation!
HAI. i see problems coming up and out liao. present and future. but it will not deter me. hope it wont affect my dear dear onli.
but someone has been leaving those stupid msgs on my tagboard and another person was looking into my history which could onli weaken our current relationship~
anyway, wad has been happening recently?
nth much la.. i've been spending 99% of my time thinking of and being with him.. that 1% is for me to stone. i need to stone to clear my mind~
yesterday was wow. woken up by his phone call.. den get ready to go out liao, my mama bring breakfast home.. so i no choice eat at home, otherwise supposed to eat with dear dear~
den meet him liao, go to the coffeeshop near his hse to watch him eat and den i drink teh-si and take some mouthfuls of his ipoh hor fun~ after that went to buy bread and some egg tarts for me to eat for the next day.. realise that his world practically revolves around amk.. eat at amk, buy specs at amk, cut hair oso at amk.. everything oso at amk liao lor~
den spent almost the whole day at his hse sia.. watching shows and doing revision.. then his grandmama veri cute, keep smiling~ in between, he brought me to the HIS golf club.. it's a driving range la~ den i brought along my lappy to do more revision~ den he went thru my sms-es.. end up the atmosphere not so gd le.
but after that not so bad liao.. den more shows, computer games and work for me..
he asked me some questions.. like will i mind if in the future when he's stuck at earning $1.5k while im getting $2-3k a mth? and why issit that i seem more capable than him?
honestly, i wont mind. as long as he's trying his best to bring home the rice, i will never mind. at most i'll just nag at him to go upgrade himself and get a better job.. wad we both feel is that he will feel inferior. that is one of the worst things to happen. an inferior complex will cause a lot of problems~
if liddat, i wont mind taking a lower-paying job. i wont want to jeopardise our relationship bcos of my decisions.
and den im not more capable than my dear dear lor. it's just that i've been exposed to doing the same thing over and over again, so i tend to be more familiar and more able in doing that thing. i bet he'll do better than me if he's in my situation!
HAI. i see problems coming up and out liao. present and future. but it will not deter me. hope it wont affect my dear dear onli.
02 August 2008
had quite a number of first times with dear dear.. like walking around shopping malls, hand in hand..
i guess i never had a proper relationship.
and again, couldnt bear to leave dear dear.. so i dilly dally-ed.. the car parked at the carpark downstairs but i refused to step out of the car.. den he walk me to the lift and i refused to let the door close..
if only we can be together 24/7.. it'll be so gd.. TOO GD!!
a lil worried abt dear dear's future though.. car business aint veri gd, and given the rising oil prices, pple wont wanna get a car anytime soon.. budden if change jobs, oso kinda limited.. HMMMMMMMMMM~
dunno how.. see first la~
i guess i never had a proper relationship.
and again, couldnt bear to leave dear dear.. so i dilly dally-ed.. the car parked at the carpark downstairs but i refused to step out of the car.. den he walk me to the lift and i refused to let the door close..
if only we can be together 24/7.. it'll be so gd.. TOO GD!!
a lil worried abt dear dear's future though.. car business aint veri gd, and given the rising oil prices, pple wont wanna get a car anytime soon.. budden if change jobs, oso kinda limited.. HMMMMMMMMMM~
dunno how.. see first la~
01 August 2008
today for Financial Plan Construction and Professional Responsibilities, lecturer decided to give us financial advice!!
when we graduate and get our first official job, with our first paycheck, we are to buy a life insurance (approx 30yrs) policy worth at least half a million bucks. not S$10,000 not S$200,000, but S$500,000.
so that by the time we retire, we can have a basic S$500k to rely on (dun depend on CPF, take it that we can never ever be able to TOUCH it).
den he calculated, 500k for 30 yrs, one yr approx 1.6k, liddat one mth approx $130.. assuming pay is 2.5k standard for the next 30 yrs (quite optimistic la), it's onli a small portion of your pay that you put dedicate into the policy.
imagine, that 100 plus bucks you put in a mth, can reap you a min $500k worth of nest-egg, not considering that you're doing any other investments or wadsoever. just that insurance policy alone.
and including the fact that you live to enjoy it.
so let's say we start buying this insurance policy at the age of 25.. by you're 55, you can get the $$ oredi.. and it's most prob that you havent retire!!
so the more i think, the more proud i am of myself that i actually bought a savings policy from shaun (my hansum insurance agent who is attached, so dear dear pls dun be jealous) called PruFlexiCash (http://www.prudential.com.sg/corporate_sg/products/save/prucash/cash_feat.jsp)
looking at the asset allocation as at 31 dec 07, 2/5 is in debt securities aka bonds, another 2/5 in equities and the remaining in property and other assets.. wow, this is quite a balanced one.. quite aggressive but not that aggressive.. at 40% in equities, 44% in bonds.. bonds is verrrrrrrrrrrri safe, cos the debtor is the govt which happens to be the money printer ;P no matter wad, the govt will just print out the money and pay the promised coupon rate! equities rather risky though.. if the stock market crash totally, means my 40% of investment is gone.. WOW.
hope and pray that the stock market will stayyyyyyyyyyy there.. at least just stagnate!!! pls!!!!!!
but sad leh, my total premium payout will be approx $21k but i onli get a guaranteed $12k back at the policy's expiration.. the remaining 9k dunno fly where sia~ heh.
and i think i bought the policy on the spot, didnt think AT ALL. and wonderful shaun didnt do any kind of risk profiling for me sia, just see me as student with income stream. oso dunno whether im conservative or not, just show me the optimal figures and den OKAE, INSURANCE BOUGHT.
haha~ impulsive enough of me sia.. but prudential wad, wont crash one.. and den they will and should know wad invesment to invest in.. oh well~ they got those experts, no??????? but sometimes, experts do falter. wah kao, i think too much.
i should stop thinking.
and i should take this risk. at most just lose that 9k lor. it's fine de. im cool.
OKAE, IM NOT COOL. NOW, $9K IS A BIG DEAL.
relaxxxxxxxxxxxxxxx, eunice relaxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx~
when we graduate and get our first official job, with our first paycheck, we are to buy a life insurance (approx 30yrs) policy worth at least half a million bucks. not S$10,000 not S$200,000, but S$500,000.
so that by the time we retire, we can have a basic S$500k to rely on (dun depend on CPF, take it that we can never ever be able to TOUCH it).
den he calculated, 500k for 30 yrs, one yr approx 1.6k, liddat one mth approx $130.. assuming pay is 2.5k standard for the next 30 yrs (quite optimistic la), it's onli a small portion of your pay that you put dedicate into the policy.
imagine, that 100 plus bucks you put in a mth, can reap you a min $500k worth of nest-egg, not considering that you're doing any other investments or wadsoever. just that insurance policy alone.
and including the fact that you live to enjoy it.
so let's say we start buying this insurance policy at the age of 25.. by you're 55, you can get the $$ oredi.. and it's most prob that you havent retire!!
so the more i think, the more proud i am of myself that i actually bought a savings policy from shaun (my hansum insurance agent who is attached, so dear dear pls dun be jealous) called PruFlexiCash (http://www.prudential.com.sg/corporate_sg/products/save/prucash/cash_feat.jsp)
looking at the asset allocation as at 31 dec 07, 2/5 is in debt securities aka bonds, another 2/5 in equities and the remaining in property and other assets.. wow, this is quite a balanced one.. quite aggressive but not that aggressive.. at 40% in equities, 44% in bonds.. bonds is verrrrrrrrrrrri safe, cos the debtor is the govt which happens to be the money printer ;P no matter wad, the govt will just print out the money and pay the promised coupon rate! equities rather risky though.. if the stock market crash totally, means my 40% of investment is gone.. WOW.
hope and pray that the stock market will stayyyyyyyyyyy there.. at least just stagnate!!! pls!!!!!!
but sad leh, my total premium payout will be approx $21k but i onli get a guaranteed $12k back at the policy's expiration.. the remaining 9k dunno fly where sia~ heh.
and i think i bought the policy on the spot, didnt think AT ALL. and wonderful shaun didnt do any kind of risk profiling for me sia, just see me as student with income stream. oso dunno whether im conservative or not, just show me the optimal figures and den OKAE, INSURANCE BOUGHT.
haha~ impulsive enough of me sia.. but prudential wad, wont crash one.. and den they will and should know wad invesment to invest in.. oh well~ they got those experts, no??????? but sometimes, experts do falter. wah kao, i think too much.
i should stop thinking.
and i should take this risk. at most just lose that 9k lor. it's fine de. im cool.
OKAE, IM NOT COOL. NOW, $9K IS A BIG DEAL.
relaxxxxxxxxxxxxxxx, eunice relaxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx~
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